


At Higala, we are committed to making digital financial infrastructures resilient, modern, and inclusive for financial institutions, businesses, and individuals everywhere.





Mojaloop uses the globally recognized ISO 20022 standard to deliver a unified, standardized messaging framework. This enables seamless connectivity and interoperability among diverse financial institutions—including banks, mobile money operators, and payment service providers—promoting inclusive digital payments.
Mojaloop’s mission is to increase financial inclusion by empowering organizations creating interoperable payments systems to enable digital financial services for all.
