How We Work

Serving People First

We start with real-world financial challenges faced by underserved communities and everyday consumers. Through innovative work, we make finance more accessible to them.

Creating Inclusive Disruption

We harness the transformative power of technology to reach those that traditional finance has left behind.

Operating Impact at Scale

We ensure that the innovation we build for one market is ready to be scaled for another—driving financial inclusion across communities.

Our Portfolio

Empowering Global Migrant Professionals with Cross-Border Banking

BayaniPay is a pioneering neobank with innovative financial services tailored for global professionals. Named after the Tagalog word for ‘hero,’ BayaniPay primarily serves the Filipino-American community, the third-largest Asian American group in the United States.

Learn more at BayaniPay

Winston Damarillo

CEO of BayaniPay,
in The Fintech Times

With BayaniPay, we are delivering accessible, affordable, and secure financial services to global professionals, starting with more convenient and fairer-priced remittances. We will initially serve the Filipino-American community in the US, and we look forward to extending our borderless banking services to the broader Asian American community.

Accelerating Philippine Real Estate’s Access to Global Buyers

Your Dream Home Awaits

Bahai Deals is a real estate platform built for global Filipinos. We work directly with trusted developers to bring you verified listings in the Philippines, plus exclusive deals and financing options that work across borders.

Learn more at Bahai Deals

The Bahai Deals Advantage

We make it easy for global Filipinos to find, fund, and own property in the Philippines.

Make the Home Buying Process Enjoyable

From simplifying the process of finding the best matches to scheduling a viewing the way you want, Bahai Deals makes finding that dream home a lot easier, and enjoyable, for you.

Go from Finding to Funding Your Home

Our financing and mortgage options empower you to securely fund your home from across the ocean. Experience cross-border digital loan application through Bahai Loans.

Enabling Accessible Insurance for the 4.4B Uninsured